What would you do after having a minor car accident? Read this post by Synthetic Solutions in Zebulon to learn the main steps you should take after having a fender bender.
What is a Fender Bender?
Have you ever been involved in a fender bender? Have you seen one on the road? In simple terms, a fender bender refers to a minor, low-speed automobile crash that, as the name suggests, typically results in the vehicle's fender being bent or damaged.
One interesting thing to note about fender benders is that they typically occur due to distracted driving. To better understand this, picture this; you are driving at a safe following distance from the vehicle in front of you when suddenly, you hear a phone notification sound and decide to take a glance. During those few seconds in which you take your eyes off the road to read your message, the vehicle in front of you slows down, and because you don't realize it, you accidentally rear-end it.
Needless to say, being involved in a minor car crash can be overwhelming and stressful; therefore, this post from Synthetic Solutions will address this issue and share with you some tips on how to deal with a fender bender.
How would you react after accidentally hitting a vehicle in front of you? Some drivers get so nervous that they drive away from the accident scene or jump to conclusions and take full responsibility for everything before the police even arrive at the location. Well, in the event of having a fender bender, avoid making decisions while nervous or upset; instead, take a few seconds to breathe and regain your composure before dealing with the issue.
This tip also applies if you are the person who receives the blow. As upset as you may feel, avoid making decisions out of anger and focus on staying calm to handle the situation as best as possible.
Move Your Car Off of the Road
In the event of a minor, non-injury accident, you must move your car to the shoulder of the road under North Carolina's "Fender Bender Law", which is intended to prevent minor traffic accidents from blocking traffic or causing secondary accidents.
Report the Accident to the Police
Fender benders are often thought to cause minor damage; however, even a dent could end up being a significant property damage bill. Likewise, those involved in a minor traffic accident may appear fine after the hit; yet, some injury symptoms could show up days after the accident. Considering all of that, it's of utmost importance that, in the event of getting into a minor accident, you report it to the police right away; by doing so, you will be able to obtain a police report to submit a claim to your insurance company later on.
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Take Pictures of the Accident Scene
In the event of a fender bender, be sure to document the scene while the police arrive; to that end, take photos from all possible angles of your vehicle and the other driver's car (especially their license plate). In general, having this type of evidence can help you prove how the accident took place for your insurance claim.
Exchange Insurance Information
One of the most important things to do after a fender bender is to exchange information with the other driver. As you may imagine, the most important thing is to share insurance information; therefore, during a minor accident, be sure to ask the other driver what their insurance company's name is and what their insurance policy identification is. It is also helpful to exchange phone numbers, addresses, and vehicle registrations. Obtaining this information will help you describe the accident to your insurance company.
Finally, Call Your Insurance Company
Once you have sufficient evidence and information about how the fender bender unfolded, be sure to notify your insurance company about the accident to receive assistance as to which step to take next. If you want to initiate an insurance claim process, call the other driver's insurance company to get the details of the accident verified by a claim handler.
Take care of your vehicle's condition to avoid getting into a fender bender caused by an engine failure; to that end, give your car the most reliable synthetic oil in Zebulon. To find the right formula for your car, speak with the oil pros at Synthetic Solutions by calling them at (888) 450-2658. Don't forget to stop by AMSOIL's online store to get familiar with the full line of high-quality motor oils!